Insurance

Recognised Insurers

Cardinal Clinic is recognised by all major private medical insurance providers, including: Bupa, AXA Health (formerly AXA PPP), Aviva, Vitality Health, Cigna, WPA, Healix, Allianz Care, Freedom Health Insurance, and The Exeter.

Using Your Insurance

If you have private medical insurance, contact our admissions team and we will verify your cover and handle the pre-authorisation process. Many insurers cover psychiatric and psychological treatment, including residential stays, though the extent of cover varies by policy.

What Insurance Typically Covers

Most policies cover consultant psychiatric appointments, clinical psychology sessions, and inpatient/residential treatment for acute mental health conditions. Cover for addiction treatment, eating disorders, and personality disorders may vary. Our team can advise on your specific policy.

Excess and Shortfalls

You may be responsible for your policy excess and any shortfall between our fees and your insurer's benefit limits. We will always be transparent about any potential out-of-pocket costs before treatment begins.

Have questions? Contact us and our admissions team will be happy to help.

Insurance | Cardinal Clinic | Cardinal Clinic